Saturday, November 27, 2010
Fun Family Time~Holidays help us to stop and take time with those we love
**Family Dinner at Mom's House in Devore, Ca
**Back home to sleep early (before 9pm)Must have been the Turkey? Food Coma!
**Niece Brittany from San Fran, Sharayah's College friend Jessica-& Sis...a lazy Thanksgiving Holiday! We like to relax & hang out at the house. NO black friday shoppers at our house.
Saturday, November 20, 2010
Friday, November 19, 2010
Tuesday, November 9, 2010
Save Money with Coupons
http://shortcuts.com/printablecoupons?=0103560&ncid=txtlnkusshor00000012&icid=main%7Chtmlws-main-w%7Cdl7%7Csec1_lnk3%7C183005
My niece inspires me with her stories of saving half her grocery bill by using coupons. I have been more involved in cutting & saving coupons in the past--but get out of the habit. Since our church is on a journey to improve our spending, saving & financial portfolio...I have a renewed interest in finding good deals and cutting spending in our family.
Our Church has been in a series by Dave Ramsey called Financial Peace University. Living in your budget is very important to having financial peace & leaving a good legacy. Our society has become increasingly more and more enslaved to Credit. We are paying high interests & impulsively buying things we don't need. Robbing our own futures. He has practical steps to help each person get their finances in order.
His recommendation which makes perfect sense is to take care of your basic necessities before you start taking care of your debts: Shelter-Food-Clothing-Health...etc...
**After the necessities for living — food, utilities, shelter, transportation, clothing and health — are covered, anything left over is called “discretionary income”. This can be used to to get rid of debt (or at least those pesky monthly minimums), to invest for long term financial goals, or to spend at will. For additional ideas, here’s how to budget your money by using a simple system....go to daveramsey.com!
My niece inspires me with her stories of saving half her grocery bill by using coupons. I have been more involved in cutting & saving coupons in the past--but get out of the habit. Since our church is on a journey to improve our spending, saving & financial portfolio...I have a renewed interest in finding good deals and cutting spending in our family.
Our Church has been in a series by Dave Ramsey called Financial Peace University. Living in your budget is very important to having financial peace & leaving a good legacy. Our society has become increasingly more and more enslaved to Credit. We are paying high interests & impulsively buying things we don't need. Robbing our own futures. He has practical steps to help each person get their finances in order.
His recommendation which makes perfect sense is to take care of your basic necessities before you start taking care of your debts: Shelter-Food-Clothing-Health...etc...
**After the necessities for living — food, utilities, shelter, transportation, clothing and health — are covered, anything left over is called “discretionary income”. This can be used to to get rid of debt (or at least those pesky monthly minimums), to invest for long term financial goals, or to spend at will. For additional ideas, here’s how to budget your money by using a simple system....go to daveramsey.com!
Friday, November 5, 2010
David Garrett - The 5th from the new Cadbury's advert!
My Favorite Classical Violinist!!! Love this guy!! He brings a modern sound to classic music-- plus other favorites. :-) This gives you good-happy energy.
Wednesday, November 3, 2010
Renew & Recovery Time
Dr. Hart(:-) says you need recovery time in the midst of a workaholic society.... life's stress, raising a family.....these are especially stressful times with the world economy & high pace lifestyle. Technology has added stress-instead of it easing our stress & make our work easier. Sometimes it takes much more time than it saves. Those fast self serve check-out lanes are still intimidating to me. I prefer a smiling face there to chat to. It's also taken away many folks jobs or shipped them overseas.... that once personal touch that companies had is all but gone and interaction with a real person hard to find. Social networks replaced family & friend Time.....setting us up for shallow-fake virtual friendships in our own dark room with a bag of chips & all rules out the window for propriety and politeness and proper language and kind consideration.
It seems this new way of life is a swirl of anxiety & rushed days. Everyone expects to have access to you all the time. An overload of personal information...like where you are every second of the day. Oh, Joy--I'm at the grocery store. Everyone has their head in their own laptop, tv, cell phone or Ipod...avoiding real interaction-conversation or having time for learning a challanging new hobby. I have attempted to unplug as much as possible from the mayhem on the net and engage in real time activities. I miss the days pre-cell phone where you had think time and time to read with out constant beeps of text, tweets, status's, junk email, frivolous calls, sales & surveys.
I've been in Florida at my sisters house enjoying a change of pace & having time with my big sister. Wish I had time to visit all of my sisters in their various states. :-) I don't take enough time off to be with my family and I have sure been busy raising a young family the last 20 years. I feel myself coming into a new season where I will transition and have a different focus. My kids are all Teenagers and above. Need to have time to smell the roses and enjoy new sights and sounds.
Florida has been perfect. Mild temps. I hear Cali is still mucho hot-- in the high 90's. Shew!... it's almost Thanksgiving....ready for the cool air and a fire in the fire place. We are no longer familiar with SILENCE. That is the missing link to peacefulness, deep wisdom & thoughts, and truly knowing yourself. If you cannot be still & silent...you cannot be deeply connected to God. All other noise & distractions are keeping us busy with much that is not important and a part of our NOW! This moment is to be enjoyed.....and best if UNPLUGGED.
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